Founded in Canada in 2009, Wave is an online accounting software and services site for micro businesses (10 employees or less) and sole proprietors, offering primarily free resources and a dashboard that makes it easy to customize the various tools to your business’s needs.
Like ZipBooks, Wave offers online software for things like invoicing, payments, bookkeeping, and receipt tracking. It also partnered with OnDeck to offer a lending platform for businesses with over $75K in annual revenue. In terms of services, Wave also offers payroll processing and credit card payments for a monthly fee. Beware that Wave generates revenue through ads that display in the app that can create a sometimes frustrating experience. It’s also still lacking in customer support. That being said, for solo-preneurs, Wave may be a solid choice.